Q

My spouse was killed in a car accident in Rockford—the at-fault driver carried only the minimum amount of bodily injury insurance required by the state of Illinois. Can a Rockford wrongful death attorney help me to explore other avenues of compensation?

A

As Rockford wrongful death attorneys at The Fisk & Monteleone Law Firm, we are very sorry for your unimaginable loss. As you may already know, Illinois drivers are required to purchase bodily injury insurance in the amount of $20,000 per person and $40,000 per accident to pay medical bills and funeral costs for those they injure or kill in a car accident in Rockford. However, these amounts are woefully low to compensate a family that has suffered such a devastating loss. An experienced Rockford wrongful death attorney will explore the following additional avenues of compensation in a wrongful death case:

  • If the at-fault driver was driving under the influence (DUI) of alcohol, we will investigate whether he became intoxicated at a restaurant or bar. Under the Dram Shop Act, an establishment that serves liquor may be liable for the injuries caused by its patrons.
  • If the drunk driver was a minor, the person who provided him with liquor may be held responsible for the injuries he caused.
  • If the at-fault driver was doing something employment-related at the time of the Rockford car accident, the legal doctrine of respondent superior may apply. This doctrine holds employers responsible for the negligence of their employees.
  • An umbrella insurance policy carried by the at-fault driver may provide additional compensation for a wrongful death claim.
  • Underinsured motorist coverage carried by the deceased accident victim may pay the difference between the amount of coverage the at-fault driver had and the amount of the underinsured motorist coverage.

If you have lost a loved one in a car accident in Rockford, you may be struggling emotionally and financially. You may feel guilty thinking about money at a time like this, but the reality is that you have outstanding medical bills and funeral costs to pay in addition to your mortgage and household expenses. Money will not bring back your loved one, but it will help to keep your family afloat while you pick up the pieces. Contact a compassionate, smart, and experienced

Rockford wrongful death lawyer at The Fisk & Monteleone Law Firm for the guidance you need to pursue your wrongful death case. Our Rockford wrongful death attorneys will take the time to analyze your situation, answer your questions, and help you to understand your legal options. Call our office today at 888.716.7336 to schedule a free case evaluation. We are standing by to help.