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For various reasons, the insurance claim denial rate has increased by almost 25 percent since 2016. The rise of cut-rate insurance companies might be the biggest factor. To many drivers, the cost is the only factor when they choose auto insurance companies. If insurance companies decrease their rates, they usually increase their denial rates to… Read more »
In 2021, insurance companies collected over $1.3 trillion in premiums. So, these companies have almost unlimited financial resources with which to fight claims. Despite what TV commercials imply, an insurance company is never “on your side.” These companies make money when they collect premiums and they lose money when they pay claims. No business likes… Read more »
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