Don’t Accept a Check From Your Car Insurance Company Too Soon!

Insurance companies exist in order to make money—so it’s in their best interest to pay the least amount possible on your accident claim. For this reason, it’s never a good idea to agree too quickly to the payout offered by your insurance company in the wake of a car accident, especially if you haven’t had the opportunity to fully assess the damage to your vehicle and how much the repairs will cost.

Don’t Assume Your Insurance Company is Acting in Your Best Interests

You may feel that getting a quick response from your car-insurance company is a sign of excellent customer service—but the truth is that some insurers want to settle with you as quickly as possible only because:

• They’re hoping that you haven’t had the chance to have your vehicle thoroughly checked out by a mechanic. Your insurer would rather pay for surface damage (dents and bruises) than more expensive structural issues that might be discovered by a mechanic.
• After an accident, you may be eager to get the incident behind you as soon as possible, so you seize on the offer from your insurance company before you’ve had the chance to think things through.
• Once you sign on the dotted line, the insurance company can claim that it has no further contractual obligations. You won’t have a leg to stand on if you go back to your insurer later to pay for additional repairs.

Of course, ethical car insurance companies do reply promptly to accident claims and recompense you fairly for the damage to your vehicle. But wouldn’t it be safer to retain a lawyer to make sure you’re being treated right, before you accept that check and, as far as the insurer is concerned, close the file on this accident?

Was Your Car Damaged in an Accident? The Fisk & Monteleone Law Firm Can Help

If you were in a car accident and your insurance company is suspiciously eager to cut you a check quickly, you need to retain the services of an experienced lawyer to make sure you get the payout you deserve. Questions? Call the Rockford car accident attorneys at The Fisk & Monteleone Law Firm 815-962–0044 to find out what we can do for you!