insurance disputes

Never Settle With An Insurance Company Without An Attorney

David Monteleone
Illinois Accident and Wrongful Death Lawyer

  Posted  |  Category : Insurance Dispute Attorney

Many Americans buy insurance to cover them in case of an accident. But after an accident occurs and you call the insurance company, you could be confused by legal jargon, loopholes, and policy definitions that do not give you the compensation you deserve. A way to level the playing field and get fair compensation for your losses is to hire an experienced insurance dispute attorney.

Remember, if you were injured in a recent accident or suffered other losses, you should not negotiate with the insurance company alone. Let the seasoned Illinois insurance dispute attorneys at Fisk & Monteleone negotiate on your behalf for the best insurance settlement.

Types of Insurance Cases That Can Lead To Insurance Disputes

Several types of cases could result in an insurance dispute that an attorney best handles. If you are making a claim against your own insurance provider, that is a first-party claim. When you buy an insurance policy, you should reasonably accept that a valid claim will be covered and paid, but that is only sometimes how it works. Some first-party claims that could result in an insurance dispute involve:

  • Business insurance
  • Life insurance
  • Homeowner claims
  • Disability claims

The other type of claims are usually known as third-party claims. These involve insurance companies representing those who caused the loss, including auto accidents, work injuries, premises injuries, and transportation accidents. Whether it is a first-party or third-party claim, you usually are better off with an attorney negotiating a fair settlement.

How Settling With An Insurance Company Without An Attorney Can Hurt You

No law says you need to have an insurance dispute attorney work for you on a case. However, negotiating an insurance settlement without an attorney can be an expensive mistake.

For example, consider if you are in an Illinois car crash. The other driver caused the accident that injured your back and legs. The other driver’s insurance company calls you and tries to get you to settle without talking to a lawyer. This is almost always a mistake. The truth is that negotiating without an attorney at your side can cause many issues that will cost you money.

Unless you work in the insurance litigation field, many potential pitfalls in an insurance dispute case could cost you. Some common mistakes that are made in an accident claim by claimants include:

  • Providing documents too early in the settlement process that undermines your case.
  • Accepting what the insurance company says about who or what caused the accident.
  • Making statements about the accident that damage your case.
  • Settling for an amount that does not fully compensate you for your injuries and related losses.

Call Our Illinois Insurance Dispute Attorneys Before Settling With An Insurance Company

After an accident or insured event, you could be tempted to take a quick settlement without a lawyer, but you should never fall for it. Our Illinois insurance dispute attorneys at Fisk & Monteleone are skilled insurance negotiators who want to ensure you are properly compensated for your losses. For more information, call us for a complimentary legal consultation at (815) 962-0044. In most cases, our skilled attorneys can negotiate a better settlement than you can on your own.