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Contrary to popular myth, the d-word is not a medical diagnosis, at least in the workers’ compensation context. Instead, disability is an “inability to earn an income.” The disability could be total, which means the victim cannot work at all. It can also be partial, which means their activity, and therefore their ability to earn… Read more »
In a bygone era, the Illinois workers’ compensation system was flush with cash, so there was plenty of money to divide among injured victims. But workers’ compensation premiums have declined significantly in recent years. As a result, there is less money available, and Claims Examiners are stingier than ever. The premium decline is partially a… Read more »
For both trauma injuries and occupational diseases, workers’ compensation is normally the exclusive remedy for these victims. Workers’ compensation insurance provides no-fault benefits that replace lost wages and pay for medical bills. But as outlined below, there are some situations when workers’ compensation does not apply. Generally, these victims can file legal claims outside the… Read more »
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